FHA Loans on the Cheap!
Typically an FHA loan is one of the easiest types of mortgages loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA downpayment of 3.5% required. Borrowers who cannot afford a traditional down payment of 20% or can't get approved for private mortgage insurance should look into FHA loans.
Our FHA Loan Rates Are Low & Our Process is Quick & Painless
An FHA loan is a mortgage loan that is insured by the federal housing administration (FHA). Essentially, the federal government insures loans for FHA approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payment,
The FHA program was created in response to the rash of foreclosures and defaults that happened in the 1930s; to provide mortgage lenders with adequate insurance, and to help stimulate the housing market by making loans accessible and affordable.
We're here to make the FHA loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE FHA Loan Qualifier.
We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you whether you're a first refinance or 7th.
The FHA Loan Process
Here's how our home purchase loan process works:
Complete our simple FHA Loan Qualifier
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Adjustable Rate Mortgage (ARM)
Jumbo & Super Jumbo Loans
FHA, VA & USDA Loans
Terms from 5 to 30 years