USDA Loans on the Cheap!

There are many benefits, including no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.

Our USDA Loan Rates Are Low & Our Process is Quick & Painless


The United States Department of Agriculture (USDA) gives out a variety of loans to help low or moderate-income people buy, repair, or renovate a home in a rural area. Some of the popular types of loans are the single-family direct homeownership loan, the single-family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant, and the mutual self-help loan. This guide will help you figure out what these loans are and whether you qualify. ​ Though the terms and details of these loans differ, all offer very low effective interest rates (some are as low as 1 percent) and don't require a cash down payment. To qualify, you need to have a decent credit history. ​ We're here to make the USDA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE USDA Loan Qualifier.The USDA Loan Process​ Here's how our home loan process works:

  • Complete our simple USDA Loan Qualifier

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

  • Fixed Rates

  • Adjustable Rate Mortgage (ARM)

  • Conforming Loans

  • Jumbo & Super Jumbo Loans

  • FHA, VA & USDA Loans

  • Terms from 5 to 30 years


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