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Loan Options

203K Loans on the Cheap!

The main benefit of these loans is that they give you the ability to buy a home in need of repairs that you might not otherwise have been able to afford to buy. Plus, the down payment requirements are minimal, and often you get decent interest rates.

203K Loans on the Cheap!

Jumbo Loans on the Cheap!

There are many benefits, including financing available up to $2.5 million; the convenience of one loan for the entire loan amount instead of having multiple mortgages; competitive pricing....and more.

Jumbo Loans on the Cheap!

VA Loans on the Cheap!

There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyers informed of reasonable value; negotiable interest rate....and more..

VA Loans on the Cheap!

FHA Loans on the Cheap!

FHA Loans on the Cheap!
Typically an FHA loan is one of the easiest types of mortgages loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA downpayment of 3.5% required. Borrowers who cannot afford a traditional down payment of 20% or can't get approved for private mortgage insurance should look into FHA loans.

FHA Loans on the Cheap!

Adjustable Rate Mortgage on the Cheap!

Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.

Adjustable Rate Mortgage on the Cheap!

30- Year Fixed Rate Mortgage on the Cheap!

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

30- Year Fixed Rate Mortgage on the Cheap!

15 Year Fixed Rate Mortgage on the Cheap!

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable-rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

15 Year Fixed Rate Mortgage on the Cheap!

USDA Loans on the Cheap!

There are many benefits, including no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.

USDA Loans on the Cheap!